The story of María Laura Miño, architect and valuator at Valora In the world of real estate appraisals, accuracy is not just a technical requirement: it is a responsibility. Behind every report there is analysis, judgment, and a professional eye capable of interpreting much more than square footage. Each appraisal involves a thorough understanding of …
A reliable real estate appraisal should not be based on quick estimates or unsubstantiated “reference” values; it is a technical valuation process based on verifiable information, objective criteria, and recognized methodologies. More than just defining a price, a professional appraisal builds a solid report that can be reviewed, audited, and used as support for property, …
2025 balance sheet and prospects for 2026 (Based on market data, public sources, and industry analysis) Introduction The Uruguayan real estate sector is undergoing a period of active stability and consolidation, characterized by moderate price growth, sustained levels of activity, and a dynamic rental market. During 2025, far from scenarios of overheating or contraction, the …
Real estate valuation in Uruguay is not a new issue: for decades, it has played a key role in loans, investments, and public decisions. However, what has changed—and continues to change—is how those figures are arrived at. We have moved from estimates based on experience and “rules of thumb” to standardized processes that seek objectivity, …
At Valora, we understand that every inquiry stems from a specific need: selling, insuring, inheriting, financing, planning, or simply knowing the real value of an asset. To help you make informed decisions without any hassle, we compile the questions our clients ask us most often and answer them clearly, with practical examples and actionable advice. …
Uruguay has established itself as one of the most attractive countries in Latin America thanks to its combination of stability, transparency, and quality of life. Let’s see why: With a solid democracy and low levels of corruption, Uruguay offers confidence to those seeking long-term security. Its sustained economic growth, supported by responsible policies, makes it …
Valora was founded in 1990 with a clear mission: to increase the reliability and transparency of valuations in the Uruguayan market. At a time when many valuations consisted solely of a letterhead, a brief description, and a number, its team was committed to professionalization. From the outset, they strove to demonstrate that behind each figure …
The agro-industrial sector plays a strategic role in the Uruguayan economy. Contributing between 14% and 16% of GDP and leading the way in exports, agriculture is a fundamental pillar for the country’s development. From livestock and agricultural production to the forestry sector and its associated value chains, Uruguay’s agroindustry stands out for its ability to …
Introduction In Uruguay, ESG (environmental, social, and governance) criteria are gaining relevance in both the public and private sectors. Recently, our country has been recognized for its leadership in sustainable finance, standing out for the world’s first issuance of a sovereign bond indexed to climate change indicators with an interest rate reduction mechanism. In an …
What is a valuation? A valuation is the process of determining the value of a good, property, or asset at a given point in time. This process is based on technical methodologies and criteria in order to ensure its objectivity and reliability. Valuations are essential for various commercial, financial, and legal transactions, providing an accurate …