Frequently asked questions at Valora: everything you need to know before requesting an appraisal or audit

At Valora, we understand that every inquiry stems from a specific need: selling, insuring, inheriting, financing, planning, or simply knowing the real value of an asset. To help you make informed decisions without any hassle, we compile the questions our clients ask us most often and answer them clearly, with practical examples and actionable advice. If you want to delve deeper into any particular point, our team is ready to help you.
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1. What do we appraise and what audits do we perform?

What we can appraise:

• Urban, rural, commercial, and industrial properties.
• Electromechanical equipment and plant machinery.
• Navigation assets (air and naval).

In short, we appraise almost any tangible asset that has market or functional value.

What audits we perform:

• Civil engineering and architectural audits.
• ESG (environmental, social, and governance) audits.
• Forestry, livestock, and agricultural audits.

Sectors we work with

Construction, forestry, mass consumption, banking, meat processing plants, universities, and more. We also provide services to insurance companies and government agencies.

2. Are appraisals legally and bank valid?

Yes. All our reports meet the technical and legal requirements for use by banks, insurance companies, and government agencies.

3. What is the process like? (Documentation and coordination)

What documentation is usually requested:

• Floor plan of the property (essential for condominiums).
• Registration number for urban and rural properties.
• Inventory and machinery plans if you are appraising a factory or industrial facility.
• Construction reports or specifications for more complex engineering projects.

If you don’t have plans:

• For common properties, we conduct a survey: we measure the property and generate our own plans.
• For condominiums, we can often obtain the information ourselves.

How we coordinate the visit

Coordination is simple: we agree on a date and time via email or telephone.
The visit can be received by any person identified and authorized by the owner.

Online vs. in-person appraisals

You can start the application online, but except for estimated appraisals or revaluations based on previous reports, an on-site technical visit is necessary to ensure accuracy.

4. Deadlines, delivery, and technology

Delivery time

• For urban properties: report within 72 hours of inspection.
• For other goods: agreed with the customer depending on complexity.

Visit to the property

We aim to carry out the inspection within 48 hours of the request, depending on availability.

Tools

We have an internal app that streamlines data collection and report preparation, resulting in faster deliveries and more comprehensive reports.

5. Costs and payment methods

Why does the cost vary?

The price depends on:

• Type and complexity of the property (simple real estate vs. industrial plant).
• Accessibility and number of survey hours.
• Need for complementary studies (reports, market analysis, technical expert reports).
• Location and value of the land (the surroundings strongly influence the valuation).

Payment method

• Payment upon delivery of the report.
• For large projects, an advance payment and balance upon delivery may be agreed upon.

6. Equipment, rules, and trust

Who performs the appraisals?

University professionals: architects, engineers, agronomists, and economists with specific experience in valuations.
Proprietary methodologies and technical support to resolve complex or unprecedented cases.

Regulatory compliance

Compliance with regulations

Institutions we work with

We collaborate with banks (e.g., Itaú, HSBC, Scotia, BROU, BBVA, Heritage), insurance companies, and public agencies.

7. Special cases and extra services

Appraisal for rental

Yes: we prepare income-based and market cost-based appraisals for leases.

Property under construction

We can appraise properties under construction by estimating their projected value upon completion, taking into account the degree of progress, construction specifications, and market prices. We have the technical tools to do this rigorously.

Inheritance, divisions, and lawsuits

Yes, we issue technical and objectively substantiated reports for legal and property proceedings.

Follow-up advice

We offer additional advice on valuation, marketing strategies, and use of the report according to the client’s needs.

8. Quick summary — What you need to speed up the process

• Property plan or tax register (as applicable).
• Inventory of machinery, if applicable.
• Technical documentation (reports, masonry plans) for construction projects or industries.
• Person authorized to receive the appraiser (with identification).
• Define the purpose of the appraisal: sale, credit, inheritance, rental, legal expertise, etc.

9. Why choose Valora?

• Multidisciplinary approach: we combine architecture, engineering, agronomy, and economics.
• Proprietary methodologies and experience in diverse sectors.
• Reports with legal and banking validity, accepted by national entities.
• Technology that reduces time and improves report quality.
• Practical advice: we don’t just give you a number, we explain the implications and next steps.

Do you have a question that isn’t listed here?

Email us at info@valoraconsultora.com or call us at 2916 3686. We help you determine what type of appraisal or audit you need based on your requirements.